KMD has been operating as General Insurance Brokers for over 33 years. As an Insurance broker, KMD has a fiduciary duty to act in the best interests of the customer and provide sound, practical advice which is independent of any insurance company’s influence. It is our intention to provide a highly professional and personal service to every client – whether it is a small establishment or a large manufacturing corporation.

KMD is committed to providing value to its customers by understanding their insurance needs and risk profile; providing innovative, cost effective and customized solutions to ensure total customer satisfaction. We are justifiably proud of the longevity of our client base.

Our teams across the country are driven by the core philosophy of creating and delivering value to our customers. Our strengths are – a team of passionate professionals, a robust IT infrastructure and strong risk-analysis teams adept at identifying & analyzing your risks and providing you with tailor-made solutions.

Our Value propositions to our clients include:

Total Risk Solutions:

Eliminate the need for clients to keep track of their insurance program. KMD offers its clients total risk solutions from the stage of risk profiling and developing solutions to claims.

Detailed analysis of claims history:

Assist clients in compilation of accurate statistics needed by underwriters of insurance companies for determining acceptability and pricing of client risks.

Risk Consultation – Loss prevention:

Many business risks can be mitigated with proper planning and monitoring. KMD evaluates every aspect of risk avoidance to suggest its clients the most economic approach to risk avoidance, supported by effective training and monitoring throughout all levels of the business.

Insurance program design and innovation:

With more than 33 years of experience in the insurance market, we help clients in designing and obtaining market support for sophisticated programs essential in achieving and maintaining the optimum balance between retained and transferred risks.

Market knowledge and influence:

KMD deploys its understanding of the working of the insurance market and strengths of their relations with insurers to secure cover for clients at affordable rates.

Claims Servicing:

KMD liaises with insured and the insurance company to facilitate the speedy settlement of claims by ascertaining that all the requisite formalities and documentation required for claims settlement are completed on time.

KMD is one of the few insurance broking companies in India who have been awarded the prestigious ISO 9001:2000 Certification for Quality Management Systems.

Headquartered in Mumbai, the company already has a presence in, Ahmedabad, Bangalore, Baroda, Chennai, Cochin, Chandigarh, Delhi, Hyderabad, Indore, Kolkata, Lucknow and Vizag.

Our experienced and highly knowledgeable employees provide a wide range of strategic and operational risk management services across all industries.


  • Aerospace
  • Chemical
  • Construction
  • Energy
  • Entertainment
  • Engineering & Consultancy
  • Financial Institutions
  • Fine Art – Jewelry & Specie
  • Healthcare
  • Leisure
  • Marine
  • Mining and Metals


  • Accident & Health
  • Casualty
  • Claim & Risk Control
  • Directors and Officers
  • Employee Benefits
  • International Liability
  • Wordings
  • Loss Management
  • Personal Insurance
  • Political Risk
  • Professional Indemnity
  • Property
  • Risk Management
  • Operational
  • Special Contingency Risks
  • Terrorism
  • Trade Credit
  • Weather Risk
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